What Is Annual Renewable Term Life Insurance?
Term Life Insurance is Being covered against loss of a loved one for a specific period of time. The younger the insured, the lower the cost of insurance. Non-smokers get preferred rates. So do those in great health. Annual Renewable Term Life Insurance is perfect for young families. It gives the greatest coverage for the lowest cost.
Usually a physical is required. The Insurance company will also check your medical history through the Medical Information Bureau. To see whats on your report simply click on the link.
Obesity will affect your life insurance rates. So will diabetes and any heart condition. Some policies will get charged a higher premium because they are a higher risk. These are called rated policies.
If you are a greater risk than the average person in your age group you will pay more. If you are a lesser risk you will pay less. You can get healthier by visiting Fithuman.net.